Employee Benefits Summary - U.S. MEDICAL Health Maintenance Organization (HMO), Point of Service (POS) and PPO plans available depending on location. Employer pays 85%, 84% or 83% of premium depending on coverage level. Coverage levels available are employee only, employee plus one dependent, and family. DENTAL Preferred Dental Organization (PDO) available in all locations Employer pays 79%, 78% or 77% of premium depending on coverage level. Coverage levels available are employee only, employee plus one dependent, and family. VISION Employer pays 79%, 78% or 77% of premium depending on coverage level. Coverage levels available are employee only, employee plus one dependent, and family. FLEXIBLE SPENDING ACCOUNTS Medical reimbursements accounts with a $3,000 maximum per year Dependent care reimbursement accounts with a $5,000 maximum per year LIFE INSURANCE 1x base earnings covered by the company Additional supplemental coverage levels of 1x,2x,3x,4x or 5x earnings ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE 1x base earnings covered by the company Additional supplemental coverage levels of 1x,2x,3x,4x or 5x earnings DEPENDENT LIFE INSURANCE You have three dependent life insurance options: $5,000 spouse and $5,000 each child $10,000 spouse and $7,500 each child $25,000 spouse and $10,000 each child LONG TERM DISABILITY Company paid benefit coverage of 60% pay replacement for qualified disabilities, maximum benefit of $10,000 per month Optional employee paid benefit coverage of additional 10% earnings replacement for qualified disabilities, a combined maximum benefit of $15,000 per month SHORT-TERM DISABILITY Eligible after 3 months of employment Covers up to 26 weeks of approved short term disability The benefit is Employer paid and will be a graded schedule based on years of service PAID TIME OFF VACATION 10 Days of vacation for first year of employment, pro-rated according to hire date 12 days of vacation 1-2 years 14 days of vacation 2-3 years 16 days of vacation 3-4 years 18 days of vacation 4-5 years 20 days of vacation 5+ years SICK LEAVE 7 days per year pro-rated in first year of employment PARENTAL LEAVE 5 days paid for the birth or adoption of a child HOLIDAYS 10 company designated holidays per year 2 employee floating holidays per year, pro-rated in first year of employment 401(k) SAVINGS PLAN/PROFIT SHARING Eligible first of month following 90 days of employment Participant may contribute up to a combined 16% of earnings before and/or after tax T&T will match $0.50 for each dollar of participant contributions up to 6% of earnings Company match vests 25% per year of service Company profit sharing contribution based on Company's Financial results PENSION PLAN Company paid Monthly pension at retirement based on age at retirement, earnings history, and length of service MISCELLANEOUS BENEFITS Long term care insurance Tuition reimbursement/advancement Thomson University PC Loan program Onsite Fitness Center/Fitness reimbursement for remote offices CFN (Consumer Financial Network) Cell Phone discount program Travel Accident Insurance Employee Assistance Plan (Life Balance) Adoption Assistance Program